Wondering What Disability Insurance Is?
In today’s economy every income counts. When a worker gets sick or injured and can’t work, sick days are great; however, they do not last forever. Once used up, there is no paycheck coming in while expenses and bills keep running up unless that man or woman has disability insurance on which to fall back.
What is disability insurance? It is an income protection plan that someone buys so he has money for such medical emergencies. It can be short term or long range. It can be for little coverage or as much as the insured normally earns. The premium tells a lot about just how right the coverage is.