Last Minute Tips On Spending Your Healthcare FSA From Coppertone With Giveaway

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The folks at Coppertone offered me some last minute tips on how to spend your healthcare FSA before the end of the year. There are some great ideas that many people might not think of. Check them out, along with a fun giveaway to help you start preparing now for the warm weather.

Clock is Ticking on ’09…Surprising Ways to Stretch YourHealthcare FSA

The average American family spends $2,000 on personal health care expenses each year. Contributing that amount to an FSA can translate to a federal tax savings of more than $500 (assuming the average tax bracket of 27%). But there?s a catch?you need to use all of the funds in one calendar year?or the money vanishes.

The good news is that many surprising categories of products are typically covered by flex spending accounts. Here?s a handy guide to some seasonal, everyday items often covered by flex spending to make sure you don?t waste a single dollar this year:

1. Hand Sanitizer: Flu season is here, and this year, families and schools are being especially vigilant about H1N1 infection. According to a recent study, only 50% of middle and high school students say they washed their hands regularly. Send kids to school with FSA-approved portable hand sanitizer as an added precaution from getting sick.

2. Cold Remedies: If you do fall ill, FSA?s got you covered. Over the counter cold remedies such as cough drops and syrups, throat lozenges, and cold medicines are often reimbursable. And if you suffer from high blood pressure, make sure to stock up on a cold medication that won’t raise your blood pressure like Coricidin? Day & Night multi-symptom at the beginning of the season ? that way you won?t have to rush out for relief when you?re feeling under the weather.

3. Sunscreen: Dermatologists recommend wearing sunscreen year-round to protect against ever-present UVA and UVB rays. Good thing sunscreens with SPFs over 30 are typically covered by FSA. Moisturizers with SPF aren?t eligible, so purchase a sunscreen that?s lightweight enough for year-round, everyday use, like Coppertone? Oil Free lotion SPF 50. Buy now and you?ll still have enough to toss in your suitcase for a winter vacation.

4. Gym Bag Essentials: With after-school sports in high gear, bruises, scrapes, and athlete?s foot are regular occurrences. Use flex dollars on items like bandages and antibiotic ointment, as well as for antifungal athlete?s foot treatments like Tinactin? sprays. To maximize FSA dollars, it?s a good idea to buy a variety of shapes and sizes so no ?boo boo? goes uncovered.


FIVE winners will each receive a sample of Coppertone Oil Free Faces SPF 30.


To enter leave me a comment on this post telling me if you’ve ever had a healthcare flexible spending account and one thing you spent money on.


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Leave an additional comment for each entry you qualify for. You must have completed the first entry according to the instructions to be eligible for any bonus entries.


US addresses only please. This contest will end on Saturday 11/14/09 at 11:59 pm est. If you?ve entered any of my giveaways before then you know that only comments containing all of the requested information will be eligible for entry. The winner must contact me to confirm they wish to receive the prize within two days of my email notifying them they?ve won. Good luck to everyone!


91 thoughts on “Last Minute Tips On Spending Your Healthcare FSA From Coppertone With Giveaway

  1. Carma,

    Plan ahead for next year but don’t let things go to the holiday season as appointments can be hard to book.


  2. Carma,

    Hint:  Get an extra rx for them then shop at a discount or mail order for refills.  You paid for the prescription with the visit.


  3. I’ve got a HCA and I’m currently scratching my head as to how to use up the dollars. You’ve provided some good ideas!

  4. No, I haven’t, but just to let you know the last health-related thing I spent money on were a pair of glasses.

  5. Laura,

    Medical bills can devastate a person.  My parents had none and lost everything when thyey got sick.


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